Savings Account
Secure and FDIC-insured, but with modest returns.
Accelerate Your Growth with Strategic Capital Investments
Growth capital investments lay the foundation for future financial success. Our tailored approach helps businesses manage their capital effectively, balancing immediate needs with long-term goals.
Your Financial Blueprint
A robust financial strategy involves a well-considered mix of investments. At the base of our strategy are cash alternatives, which provide low risk but also yield lower returns. As you move up our investment pyramid, potential returns increase along with the associated risks.
Cash alternatives form the cornerstone of a balanced portfolio, offering liquidity to cover short-term and unforeseen expenses. This flexibility allows you to manage other investments more effectively, avoiding hasty decisions during market fluctuations.
Note: Asset allocation is a strategy to manage investment risk, not to eliminate it.
Where to Allocate Capital
To ensure liquidity, consider these options, each with its pros and cons:
How Much Capital is Necessary?
At various stages of your business journey, it's essential to maintain sufficient capital reserves to cover expenses in three key areas:
Income Replacement
Have enough capital to sustain operations during revenue shortfalls, typically covering three to six months.
Emergency Fund
Set aside funds for unexpected events, such as economic downturns or significant operational disruptions.
Planned Expenditures
Reserve capital for upcoming significant expenses, such as expansions or major investments.
Effective money management is the cornerstone of financial success. We are here to help you navigate your financial journey with strategic growth capital investments.